What do we finance

Passenger vehicles

S-Leasing provides finance for all kinds of passenger vehicles, irrespective of their make or manufacturer, both new and used. Fleets are also financed. Each customer is treated individually and transparently, as a partner.

Choose your vehicle: S-Leasing will buy it for you!

If leasing is your choice, after you have selected the vehicle, collect the necessary documentation and contact us.

Who may be the lessee?

  • legal persons
  • sole proprietors
  • natural persons

Procedure:

1. Select the desired vehicle at the car dealership and obtain a quotation which must include:

  • aggregate price of the vehicle

2. Collect the necessary documentation and deliver it to S-Leasing or the car dealer. Upon verification of creditworthiness and credit approval, the lessee should visit S-Leasing to sign the lease agreement. After that the one-off fee and the guarantee deposit (or participation) and insurance premium should be paid. Upon receipt of the agreed sums the payment will be remitted to the supplier.

3. The supplier delivers the vehicle directly to the lessee. The lessee must sign the protocol of delivery and acceptance of the vehicle, take over the vehicle and register it.

Collaterals and standard securities:

  • all legal persons and sole proprietorships: bills of exchange, owner/director collateral (bill of exchange)
  • natural persons / retail customers: bill of exchange, and/or attachment of earnings (suspension of wage)
  • each vehicle must be insured under a third party liability policy and an all risk automobile insurance policy.

Transport Vehicles

In a wish to make the lease finance close to as many customers as possible and fulfill their expectations and business needs, we offer finance for road transport vehicles of all kinds.

*at the request of the customer we also offer cost management services.

If leasing is your choice, after you have selected the vehicle, collect the necessary documentation and contact us.

Who may be the lessee?

  • legal persons
  • sole proprietors

Lease models:

Procedure:

1. Select the desired vehicle at the car dealership placed within the program and obtain a quotation which must includ

  • aggregate price of the vehicle
  • kind, type and make of the vehicle
  • technical features of the vehicle
  • a note on the existence of a car alarm or engine lock: there should always be a note indicating the existence of a car alarm or engine lock to reduce the all-risks automobile insurance premium
  • if the vehicle is equipped with a radio device, its approximate value should be indicated
  • year of manufacture
  • in case of used vehicles, their year of manufacture and mileage should be indicated

2. Collect the necessary documentation and deliver it to S-Leasing or the car dealer. Upon verification of creditworthiness and credit approval, the lessee should visit S-Leasing to sign the lease agreement. After that the one-off fee and the guarantee deposit (or participation) and insurance premium should be paid. Upon receipt of the agreed sums the payment will be remitted to the supplier.

3. The supplier delivers the vehicle directly to the lessee. The lessee must sign the protocol of delivery and acceptance of the vehicle, take over the vehicle and register it.

Collaterals and standard securities:

  • all legal persons and sole proprietorships - bills of exchange, owner/director collateral (bill of exchange)
  • each vehicle must be insured under a third party liability policy and an all risk automobile insurance policy.

Equipment and Machinery

Financing machinery and equipment necessary to the growth and development of your business and starting a production or service enterprise is also part of our offer.

If you need support in the realization of your entrepreneurial vision, contact us with full confidence.

If leasing is your choice, after you have selected the requisite equipment, collect the necessary documentation and contact us.

Who may be the lessee?

  • legal persons
  • sole proprietors

Which equipment may be leased?

  • medical and laboratory equipment
  • printing equipment
  • civil engineering machines
  • production plants and tools
  • computers and IT equipment, network equipment, printers
  • agricultural machinery and equipment

Lease models:

Procedure:

1. The future lessee should obtain a quotation addressed to him from the equipment supplier. The selling price should include the net price, customs dues, other costs and V.A.T. The quotation should be accompanied with the required documentation.

2. Creditworthiness will be assessed based on the documentation delivered. The future lessee will be sent an indicative offer containing the essential information on the amount of lease installments/payments, duration of lease, amount of advance payment/guarantee deposit or participation, one-off fee and aggregate amount of finance.

3. Following the acceptance of the offer for lease by the lessee, the Credit Committee will adopt a decision to enter into a lease agreement.

4. The lease agreement will then be signed and the securities given.

5. Upon payment of the one-off fee, participation or advance payment and guarantee deposit the equipment will be taken over and the Protocol of Delivery and Acceptance signed.

Collaterals and standard securities:

  • bills of exchange, owner/director collateral (bill of exchange)
  • all equipment must be insured under the adequate insurance policy.

Vessels

S-Leasing finances all sorts of vessels, irrespective of their make or manufacturer, both new and used. Fleets are also financed. Each customer is treated individually and transparently, as a partner.

Who may be the lessee?

  • legal persons
  • sole proprietors
  • natural persons

Lease models:

Procedure:

1. Select the desired vessel and obtain a quotation which must include:

  • the aggregate price of the vessel
  • category, type and make of the vessel
  • status of legal dues
  • technical features
  • in case of used vessels, their year of manufacture and hours of operation should be indicated

2. Collect the necessary documentation and deliver it to S-Leasing or the supplier. Upon verification of creditworthiness and credit approval, the lessee should visit S-Leasing to sign the lease agreement. After that the administration fee and the guarantee deposit/advance payment (or participation) and insurance premium should be paid. Upon receipt of the agreed sums the payment will be remitted to the supplier.

3. The supplier delivers the vessel directly to the lessee. The lessee must sign the protocol of delivery and acceptance of the vessel, take over the vessel and register it.

  • legal persons and sole proprietorships - bills of exchange, owner/director collateral (bill of exchange)
  • natural persons - bill of exchange, and/or attachment of earnings
    * each vessel must be insured under an all risk insurance policy.